The Ohio Department of Insurance says a bit of preventative home and car maintenance could save money and hassle once winter weather arrives.
Though unseasonably warm last year, Ohio winters have historically produced big storms costing millions in losses.
Department spokesman Robert Denhard says Ohioans should prepare now by reviewing their insurance policies and utilizing the state’s new insurance guides, which explain the complexities of insurance.
“In those guides people can find an array of information, for example, the different types of auto insurance coverage - comprehensive, collision, med pay – all of those technical terms, it explains what they mean,” says Denhard.
He offers a few home safety tips such as cleaning out gutters and downspouts, and checking broken or overhanging tree limbs on which ice and snow could accumulate.
“Another tip we ask people to consider is inspect the underside of the roof from the attic for any signs of leaks; not an easy or fun chore, but an important one because it’s wise to address that before winter weather sets in.”
Keeping a stock of emergency supplies is also important. Be sure to include non-perishable food, water, flashlights and a battery-powered radio, with extra batteries.